Pay by Link

Pay by Link allows you to create and manage payment links for checkout.

These links can be shared with customers to collect payments for specific goods or services. Each link opens a hosted checkout page for the customer.

The Pay by Link page shows all created payment links and is the starting point for creating new ones.

Pay by Link flow

A payment link follows this flow:

1. Create a link from the Pay by Link page
2. Enter the required details
3. Create the link
4. Share the link with the customer
5. The customer completes the payment through the checkout page
6. The link status updates based on usage and expiry

flowchart LR

  Overview[Pay by Link list]
  Create[Create payment link]
  Form[Fill link details]
  Submit[Create link]
  Created[Link created]
  Details[Link details page]
  Checkout[Customer checkout]
  Complete[Payment completed]

  Overview --> Create
  Create --> Form
  Form --> Submit
  Submit --> Created
  Created --> Details

  Details --> Checkout
  Checkout --> Complete

Create a Link

To create a payment link, click + Create n the top right corner. The portal opens the creation flow, where you define the link details.

See Creating a Link & Checkout for more details.

Link fields

When creating a payment link, you define the following fields:

Unit

The payment link is created for the unit currently selected in the merchant hierarchy.
All payments made through the link are assigned to this unit.

Reference

Used to identify the payment.
The reference is defined by you and appears in transactions and reports.
It is also included in the payment link URL.

Amount and currency

Defines how much the customer will pay and in which currency.

The selected currency determines the available payment methods.

Payment methods

Shows the payment methods available for the selected currency.
Available methods change automatically based on the currency.

Capture payment automatically

If selected, the payment is captured immediately after checkout.
If not selected, the payment is only authorised and must be captured later.

Language

Defines the language of the checkout page shown to the customer.

Available languages:

• English (UK)
• German (DE)
• French (FR)
• Italian (IT)
• Portuguese (PT)
• Spanish (ES)

Successful payments

Defines how many times the link can be used.

• Use a value of 1 for single-use links
• Use a higher value to allow multiple payments using the same link

Once all the payments are complete, the link is no longer available for payment.

Expiry

Defines how long the link remains active.
After the expiry date, the link can no longer be used.

Title

Displayed to the customer on the checkout page.
Use this to describe what the customer is paying for.

Description

Optional text shown to the customer during checkout.
Use this to provide additional details about the product or service.

Link behaviour

A payment link can be used more than once, depending on how it is configured.

• Each completed payment reduces the remaining number of uses
• The link status updates as payments are completed

In progress
The link is active and has been used at least once, but still has remaining uses

Completed
The link has reached the maximum number of successful payments and can no longer be used

Capture behaviour

When creating a payment link, you can choose how the payment is processed:

• Capture automatically selected
  The payment is captured immediately after the customer completes the checkout
• Capture automatically not selected
  The payment is only authorised during checkout
  You must capture it later from the transaction details page

If a payment is not captured, it remains in Authorised status until you take action.

Filters

You can filter payment links using the options at the top of the page.